Real Estate Loans

Better Real Estate Loans

Real Estate Loans are regularly used to finance real estate acquisitions, construction, and other purposes. The Funding Wizard® is an innovative loan marketplace that uses a proprietary search algorithm to match borrowers with lenders.

Real estate loans are easy to shop and compare on the Funding Wizard® 

Funding Wizard®

Loan MarketplaceExplore

Real Estate Loans

Industries

Real estate, rental, and leasing

Construction

Common Loan Types

  • Acquisition Loans – raw land

    Acquisition loans are often used by developers and investors. Developers use a short-term land acquisition loan when acquiring land, before they have construction plans or budget. That land loan will be taken out by a construction loan. Investors use long-term land acquisition loans when buying out a partner, or acquiring/refinancing raw land for other purposes (e.g. land lease).

  • Acquisition Loans – yielding real estate

    Long-term acquisition loans can be used when buying yielding real estate (e.g. multiunit residential or commercial properties)

  • Construction Loans

    Developers and investors use construction loans to finance hard costs, soft costs, and other construction expenses associated with residential, commercial, and industrial construction projects.

  • Refinancing Loans

    Refinance loans replace existing debt or extract equity from an appreciated real estate asset. Common refinancing situations are: existing debt is maturing, new debt is cheaper than existing debt, and equity extraction.

Common Property Types

The examples above are some of the more common real estate loan types. The loan marketplace platform supports many others. Use our Complimentary Commercial Real Estate (‘CRE‘) Analysis to find out if the Funding Wizard® can find you a loan.

Is Your Deal Financeable?

Before engaging with lenders, have our transaction team review your company profile and financing request.
Based on your company profile, our professionals will estimate debt capacity, cost of capital, and repayment terms.

Complimentary CRE Analysis

Lender Network

There are many bank and non-bank real estate lenders in the market, each with different lending criteria and costs. The different loan-to-value requirements, personal guarantee obligations, and other lender requisites make the difference between loan approval and denial. Similarly, the different interest rate, maturity, and repayment schedule, make the difference between growth capital and costly borrowing. Click bellow to learn more about the lenders on the platform.

Borrowing Preparation

Some real estate borrowers choose to prepare for borrowing before approaching lenders. KFS’s experienced professionals assist borrower present his/her past real estate experience and financial situation in the most attractive way for lenders. GAAP-compliant financial statements, senior executive presence in negotiations, and better financial management, increase funding chances and improve funding terms. Click below to see which services can get you a better loan.

Keystone Financial Services

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