Financing
Business and Real Estate Financing
Middle Market Financing
Debt or equity capital is used for many purposes such as funding internal growth, acquisitions, transferring assets to the next generation, or providing partial liquidity for shareholders. KFS provides its clients with debt and/or equity capital at the best terms possible. Thus, our clients can take advantage of short-term opportunities, while maximizing long-term value.
KFS full-service fundraising
- Accounting clean up
- Selecting the most appropriate financing alternative (e.g. debt, equity)
- Preparation of credit application or equity investment presentation
- Meeting with lenders and investors to solicit capital
- Negotiating debt covenants or investment terms
- Evaluating and understanding the pros and cons of different proposals
- Funding
- Periodic lender or investor reporting
KFS professionals have both capital market and middle market experience – experience that is valuable when structuring and negotiating a transaction. We work with your management to position the company properly and obtain capital on the best terms possible.
Bank Financing
Bank loans
Bank capital is the cheapest funding source with the most flexible terms. It offers low interest rate and minimal fees, along with longer maturity, no principal amortization, and no prepayment penalties. Bank loans are also easier and cheaper to extend. KFS maintains strong and stable relationships with many banks in order to offer its clients low-cost bank financing.
Commercial and Industrial Loans (C&I Loans)
KFS arranges bank loans for working capital (receivables, inventory), equipment purchase, acquisitions, capital expenditures, and other business purposes. We arrange bank financing for a wide array of industry sectors, ranging from retail, through services, to manufacturing. KFS provides complete fundraising service: from evaluating business cash needs, through analyzing debt repayment ability, producing financial projections and lender presentations, soliciting several financing proposal, recommending the best financing solution, closing, and post-closing periodic reports.
Commercial Real Estate Loans (CRE Loans)
KFS secures capital for construction projects, land acquisitions, and real estate assets. We offer senior bank loans, mezzanine debt, and equity capital for commercial and residential projects. We structure the transaction to meet the quantitative and qualitative objectives of our clients, and provide them with financing alternatives based on their specific circumstances. KFS also manages all the financial aspects of the project, including periodic progress reports, loan draw requests, and financial statements, so that our clients can focus on their core competency – developing real estate.
Private Capital Financing
In certain cases the client may benefit from additional equity injection. KFS offers its clients access to minority equity capital and mezzanine financing. Our extensive relationships and transaction expertise in the private capital market allow us to deliver optimal financing solutions for our clients. Our targeted process enables our clients to execute their project or investment at the best financing available.
KFS technology and finance experts created the Funding Wizard® – a loan marketplace. Borrowers use the Funding Wizard® to find the best loan, and lenders receive prequalified borrower leads.
- Lenders specify desired loan/borrower criteria
- Borrowers describe credit request
- Platform matches borrower with lender
Financial Advisory
- Bank financing: Commercial Real Estate (CRE) and Commercial & Industrial (C&I) loans
- Equity and debt placement
- Corporate property monetization
- Shareholder liquidity
- Financing alternatives evaluation & advisory
Business and Real Estate Financing
KFS secures capital for middle market companies and real estate projects & assets. We secures bank loans, mezzanine debt, and private equity investments. KFS supports its clients throughout the fundraising process –from accounting clean up, through investor/lenders meetings, negotiations, funding, and periodic investor/lender reporting. KFS professionals have the capital markets and middle market experience to position your business properly and obtain financing on the best terms possible.
Obtaining Capital for Your Next Commercial Real Estate Venture
If you are a commercial real estate developer, you will be pleased to know Keystone capital services specializes in commercial real estate financing. Expanding or improving your real estate business can be hard, especially if you are applying for financing through a traditional bank or credit union. Fortunately, our commercial real estate loans can provide you with up to $1 million or more in a relatively short period of time. We can finance both investment and owner-occupied properties, and we have experience working with companies of all sizes.
Our Portfolio
Keystone capital services is proud to offer a varied portfolio of real estate products. Our clients can choose from the following financing options:
Conventional loans
International financing
HUD and FHA loans
Equity and mezzanine financing
SBA 7a and 504 loans
Unlike some lenders, Keystone capital services aims to offer competitive interest rates and flexible repayment terms. For larger transactions, some companies may be able to receive up to $100 million in funds.
Small businesses are entitled to government loans, grants, and other benefits under the CARES Act!
- Paycheck Protection Program (PPP): cash-flow assistance (up to $10 millions). If employers maintain their payroll, the loans would be forgiven.
- Economic Injury Disaster Loans (EIDL): low interest loans (up to $2 million). Emergency Economic Injury Grants provide an emergency advance of up to $10,000. The advance does not need to be repaid under any circumstance.
- Small Business Debt Relief Program provides immediate relief to small businesses with non-disaster SBA loans, in particular 7(a), 504, and microloans.
